The book of payments historical and contemporary views no the cashless society
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The book of payments historical and contemporary views no the cashless society
othuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societydas Efthymiou EditorsThe Book ofPaymentsHistorical and Contemporary Views on the Cashless SocietypalgravemacmillanEditorsBernardo Bátiz-LazoBangor Business School Bangor, United KingdomLeonidas EfthyiniouIntercollege LarnacaLarnaca, CyprusISBN 978-1-137-60230-5 ISBN 978-1-137-60231-2 (eBook) DOI 10. The book of payments historical and contemporary views no the cashless society1057/978-1 -137-60231 -2Library of Congress Control Number: 2016957724© Tire Editor(s) (if applicable) and Hie Author(s) 2016ihc authorfs) has/havc asThe book of payments historical and contemporary views no the cashless society
serted their righi(s) to l»c identified as the aulhor(s) of this work in accordance with rhe Copyright, Designs and Patents Act 1988.'Illis work is suothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societylly rhe rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reprtxluction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or The book of payments historical and contemporary views no the cashless society hereafter developed.The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication docs not imply, evenThe book of payments historical and contemporary views no the cashless society
in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general usothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societyhe date of publication. Neither the publisher nor the authors or the editors give a warrant}’, express or implied, with respect to rhe material contained herein or for any errors or omissions that may have been made.(’over image © julydf’g > Alamy Stock VectorPrinted on acid-free paperThis Palgrave The book of payments historical and contemporary views no the cashless societyMacmillan imprint is published by Springer NatureThe registered company is Macmillan Publishers Ltd.Ihe registered company address is: Ihe Campus, 4 CThe book of payments historical and contemporary views no the cashless society
rinan Street, London, N1 9XW, United KingdomForeword: Friction and Fantasies of the Cashless FutureThe present collaborative volume takes a look back othuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societyhe twentieth century was an era of cash, checks, and plastic credit cards, the twenty-first is one of rapidly proliferating forms of electronic value transfer systems, each running on different platforms using different protocols and network infrastructures. When I first enrolled at college in 1985, The book of payments historical and contemporary views no the cashless society the A I M was a marvel to me. In goes the plastic card; out comes cash! We lined up sometimes for a hall hourbrail to use it. And there was only one,The book of payments historical and contemporary views no the cashless society
later two, on rhe entire campus. My students today can access and part with their money using Venmo, a mobile application and web-based service that othuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societyg Amazon.com and other online merchants’ one-click payment methods to make purchases online; as well as with all manner of plastic cards and other devices with ar least a half-dozen embedded communications technologies to facilitate value transfer. My list is partial but includes NFC, radio frequenc The book of payments historical and contemporary views no the cashless societyy identification (RFID), Bluetooth radio waves, magnetic stripes, wireless radio signals (Wi-Fi), supersonic sound waves, barcodes, QR codes, and otheThe book of payments historical and contemporary views no the cashless society
r graphic representations that can be scanned electronically using an optical scanner. All this to facilitate frictionless, efficient payments, the trothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societyions in a rapid, secure, and verifiable fashion.A handbag that automatically locks shut whenever its owner walks too near a “danger zone,” a known location where self-control breaks down and the owner is likely to make an impulse purchase. A brass device modeled on ovoid Japanese Tokugawa coinage th The book of payments historical and contemporary views no the cashless societyat generates a visual and tactile response whenever it is used to pay at an electronic terminal. Ihcse arc but two technology prototypes from the summThe book of payments historical and contemporary views no the cashless society
er of 2016 developed to create more friction in payments—a direct response to electronic payment systems that make it so easy to spend. Their designerothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societyir hard-earned money. According to the founder of New Deal Design—the very name, intentionally or not, evokes the history of financial crisis and political economic reconstruction—rhe vision behind rhe coin-like device is to “do something inefficient that people really do have to pay attention LO, t The book of payments historical and contemporary views no the cashless societyhat’s quite literally trying to stimulate the pain receptors in your body’ (Wilson 2016). ihc handbag is the venture ol a personal finance website andThe book of payments historical and contemporary views no the cashless society
is similarly meant to “make shoppers aware of their spending urges in the moment and ... even physically deter them from accessing their wallets whenothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • Leonid The book of payments historical and contemporary views no the cashless societylatively Irictionlcss: I hand a banknote to you, and you receive it. Transaction completed. Naysayers will argue that cash is cumbersome, costs money to move and store, is prone to theft or loss, is filthy. More important, perhaps, people feel cash, and when they hand it over, they feel its loss. A The book of payments historical and contemporary views no the cashless societyone-click payment sure is easy to make, and to make thoughtlessly. Hence the self-locking purse and the coin that sends little braille-like bumps intoThe book of payments historical and contemporary views no the cashless society
your flesh whenever you tise it to pay.othuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • LeonidothuviHistorical and Contemporary Views on the Cashless SocietyTHE BOOK OF PAYMENTSSardo BATIZ-IAZO and LEONIDAS EFTHYMIOUBernardo Bátiz-Lazo • LeonidGọi ngay
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