(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
➤ Gửi thông báo lỗi ⚠️ Báo cáo tài liệu vi phạmNội dung chi tiết: (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
UNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province E FOR M.A IN DEVELOPMENT ECONOMICSThe Effect OF Credu Growth on Credit Quality: Evidence from The Commercial Banks in DongNaiA thesis submitted in partial fulfilment of the requirements for the degree ofMaster of arts in Development EconomicsBy1RINII Hoang VietAcademic SupervisorDr. Vo Hong DueHo Ch (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province i Minh City, December 2015DeclarationI hereby declare that the thesis “Thf. Effect of Credit Growth on Credit Quality: Evidence from The Commercial Ba(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
nks in Dong Nai ’. which is submitted to Vietnam Netherlands Programme, is my original research work. All of the contents which are not from my own woUNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province degrees.This thesis was done under the supervision and guidance of Dr. Vo Hong Due. Economic Regulation Authority, Western Australia and the Edith Cowan University. Australia. Any other contributions to this thesis are presented in the A< KXOWI.EDGEMEM section.SignatureTrinh Hoang VietHo Chi Minh C (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province ity, r1 November 2015In my capacity as the supervisor of this thesis. I certified that the statements above are true to the best of my knowledge.Signa(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
tureDr. Vo Hong Due-Date: .................AcknowledgementI would like to express my great appreciation lo VNP Lecturer Team for their dedication in tUNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province esearch supervisors, for his patient guidance and useful critiques of this research work.I would like to offer my special thanks to Mr. Pham Quoc Bao and Mr. Pham 1 hanh Hull for facilitating me to collect necessary data during my internship in rhe State Bank of Viet Nam. Dong Nai Branch.I wish to a (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province cknowledge the contributions of all VNP students in C lass 20. especially Mr. Vo Van Hung and Mr. Nguyen Son Kien, for sharing learning experiences an(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
d valuable academic materials.I would also like to extend my thanks to all VNP Staffs for their enthusiasm of assisting my study over the last two yeaUNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province rch is conducted to examine and quantify the effect of credit growth on credit quality for the commercial banks in Dong Nai. In relation to this possible effect, theoretical framework of the so called “three shifts” in the credit market is likely to explain that credit growth might have positive or (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province negative effect on credit quality. These three shifts arc generally known as: (i) a supply shift (an expansion in bank loan supply by lowering credit(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
standards), (ii) a demand shift (an increase in loan demand to optimize business activities) and (iii) productivity shift (a positive change in macroeUNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province t of credit quality. The macroeconomic context for banking industry indicates that the decline in credit quality after a period of growth might be a reflection of (1) negative changes in the macroeconomic determinants which have a bad influbncc on the business activities of borrowers; and (2) inionn (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province ation externality which makes banks hardly gain efficiency in evaluating then customers.This study utilizes the data of 29 commercial banks operating(LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province
in Dong Nai province for the period from 2009Q3 to 2014Q4. The econometric technique of Difference GMM for dynamic panel data model is adopted in ordeUNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMME (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province confirm that credit growth causes the decrease in credit quality after three quarters to one year. In addition, this effect of credit growth in the long run is found in this study. (LUẬN văn THẠC sĩ) the effect of credit growth on credit quality, evidences of commercial banks in dong nai province UNIVERSITY OF ECONOMICS ERAMUS UNIVERSITY ROTTERDAMHO CHI MINH CITYINSTITUTE OF SOCIAL STUDIESVIETNAMTHE NETHERLANDSVIETNAM - THE NETHERLANDSPROGRAMMEGọi ngay
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