Testbank of personal finance by e thomas garman
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Testbank of personal finance by e thomas garman
Chapter 1—Understanding Personal FinanceTRUE/FALSE1.The level of financial literacy is high among Americans today.ANS: Ffinancial literacy is low amon Testbank of personal finance by e thomas garman ng most Americans.PTS: 1DIF:easyREF:p. 42.People today face the challenge of saving, investing, and managing their own retirement funds.ANS: TPTS:1DIF:moderateREF: p. 43.Personal finance is the study of personal and family resources considered important in achieving financial success.ANS: TPTS: 1DIF Testbank of personal finance by e thomas garman : easyREF: p. 44.Financial success is marked by having high wealth.ANS: Ffinancial success is the achievement of financial aspirations.PTS: 1DIF:moderTestbank of personal finance by e thomas garman
ateREF:p. S5.By saving and investing, people are much more likely to have funds available for future consumption.ANS: TPTS:1DIF:easyREF: p. 56.One's sChapter 1—Understanding Personal FinanceTRUE/FALSE1.The level of financial literacy is high among Americans today.ANS: Ffinancial literacy is low amon Testbank of personal finance by e thomas garman re to achieve.PTS: 1DIF: moderate REF: p. S7.Your standard of living is where you would like to be and your level of living is where you actually are.ANS: TPTS:1DIF:easyREF:p. 58.You cannot build financial security or wealth unless you spend less than you earn.ANS: TPTS:1DIF:moderateREF:p. 59.A busi Testbank of personal finance by e thomas garman ness cycle is a pattern of economic activity that includes an expansion, peak, contraction, and trough.ANS: TPTS: 1DIF: easy REF: p. 710.The preferredTestbank of personal finance by e thomas garman
stage of the economic cycle is the contraction phase.ANS: Fit is (he expansion phase.PTS: 1DIF: easy REF: p. 711.Since it is impossible to make preciChapter 1—Understanding Personal FinanceTRUE/FALSE1.The level of financial literacy is high among Americans today.ANS: Ffinancial literacy is low amon Testbank of personal finance by e thomas garman formed estimate of these indicators can and must be includedPTS: 1DIF: moderate REF: p. 812.The typical U.S. recession is marked by an average economic decline of 4 percent.ANS: Fthe average decline has been 2 percent although the most recent has been higher illustrating its severity. Testbank of personal finance by e thomas garman Chapter 1—Understanding Personal FinanceTRUE/FALSE1.The level of financial literacy is high among Americans today.ANS: Ffinancial literacy is low amonGọi ngay
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