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Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

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Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK) PMENT ECONOMICSAN ANALYSIS OF HOUSING CREDIT PROGRAM FOR URBAN HOUSEHOLDCASE STUDY IN HCMC HOUSING DEVELOPMENT BANK (HDBANK)A THESIS PRESENTED BYDO HO

NG NGOCIN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THEDEGREE OF MASTER OF ARTS IN DEVELOPMENT ECONOMICSSUPERVISORDR. TRAN TIEN KHAIHo Chi Minh City, Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

February 2009CERTIFICATION“I certify that the substance of this study has not already been submitted for any degree and is not being currently submitt

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

ed for any other degree.I certify that to the best of my knowledge any help received in preparing this thesis, and all sources used, have been acknowl

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK) to the following individuals and organization helped me to finish this thesis.Doctor Tran Tien Khai, the academic supervisor who has spent much time t

o give me his guides, comments, assistance in this research.All lecturer and staff of Viet Nam-Netherland master program which is helpful program for Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

me to obtain the knowledge and the method of science studying with international standard.All my classmates, especially my group have encouragement, c

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

ooperation and help during my studying and doing the thesis.All of my family members have help and encouragement for me to try my best to finish this

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK) opment and enhancing the life standard of the resident. This implies to increase further with a rise in the urbanization levels and in the population

along with increasing the demand for housing in urban of Viet Nani. To solve the demand of urban household, the government has many policies to suppor Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

t die resident such as housing finance system from bank or other financial institution, housing program for low income... This study only concentrates

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

to analysis housing credit program from bank for urban household on two major aspects. The first is die determinants of probability to get a housing

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK) sing loan from bank. Conversely, the bank also should have suitable credit policy and condition for die customer to speed up effective and sustainable

credit development.iiiTABLES OF CONTENTSCertification........................................................................... iAcknowledgement... Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

.......................................................................iiAbstract.....................................................................

Luận văn thạc sĩ UEH an analysis of housing credit program for urban hoausehold case study in HCMC housing development bank(HDBANK)

...........iiiContents.................................................................................iv

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

UNIVERSITY OF ECONOMICS HO CHI MINH CITY VIETNAMINSTITUTE OF SOCIAL STUDIES THE HAGUE THE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOP

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