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(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

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Nội dung chi tiết: (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019elopment. The State Bank in general and commercial banks in particular are increasingly asserting their position in the World economy. The bank plays

an important role in curbing inflation, boosting the nation’s economy, shifting the country’s economic structure from agriculture to industry and serv (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

ices.Along with the general development of Vietnam's banking industry, it is impossible not to mention the existing limitations. These are issues that

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

need to be given many solutions to overcome and most of them mainly have credit problems. Meanwhile, credit is one of the most important parts to det

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019anks are implementing and providing effective solutions to promote lending process and expand the market banking industry.Agribank Luc Ngan branch is

also one of the branches of the State Bank system of Vietnam. However, the current problem exists in the credit department is quite large due to the o (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

bjective and subjective factors that will be mentioned in the content of this essay. From the limitations of the aforementioned banks, after a period

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

of direct practice at the branch and with the help of the teacher. 1 decided to choose my thesis topic as follows: “Improving efficiency of credit ope

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019n's business opertions and credit operations, identify the causes of the limitations and find effective and practical solutions to improve efficiency

of current lending activities of Agribank Luc Ngan in the coming time due to the current shortcomings and limitations that the bank currently encounte (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

rs relatively in the credit section.3.Object and scope of the study-The object of the study: The credit operations of Agribank Luc Ngan from 2017 to 2

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

019.-Scope of research: Credit operations at Agribank Luc Ngan from 2017 to2019.4.Research methodsThe research method used is to summarize data and an

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019officer. Using methods of collating, comparing and statistical data. From there, make comments on the current credit operations of Agribank Luc Ngan f

rom 2017 to 2019 and find solutions to overcome the existing problems.5.Research structureBesides the introduction and conclusion, the thesis consists (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

of 3 chapters:Chapter 1: Literature review on effectiveness of credit operations at commercial banks.Chapter 2: Credit operations of Agribank Luc Nga

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

n in the period of 2017-2019.Chapter 3: Solutions to improve the effectiveness of credit operations at Agribank Luc NganCHAPTER ILITERATURE REVIEW ON

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019. Phan Thi Thu Ha of the National Economics University: “Commercial banks are a big economic organization of Vietnam as well as in the world in genera

l. There are monetary activities including lending and lending between customers and bank officials. The bank acts as the treasurer of society. In add (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

ition, along with the development of society, the bank is expanding financial services such as guarantee leasing, selling motorbike insurance, cars an

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

d other activities depending on the operating areas of each bank.” (PGS.TS Phan Thị Thu Hà, 2009. p. 9)According to Assoc. Prof. Phan Thi Cue: “A comm

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019for carrying out loan and lending transactions to ensure the life of the people. The stronger the economy, the more service activities of the bank tak

e advantage of the potentials of the economy and social life.” (PGS.TS Phan Thi Cue. 2015, p. 12)Within the scope of the thesis, the author uses the c (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

oncept of commercial banks by Assoc. Prof. Dr. Phan Thi Thu Ha and this concept will be used throughout the entire thesis.1.1.2 Faction o f commercial

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

banks-Credit intermediation:Credit intermediation is one of the most important functions of the World Bank system in general and Vietnamese banks in

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019en deposits and loans. Receiving deposits from customers and lending are two of the most important and common functions of a commercial bank today, de

ciding the bank's survival and its development potential.-Payment intermediaries:Commercial banks are the cashiers for the system of enterprises, larg (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

e and small, organizations and individuals wishing to use the bank's payment services. The bank will be responsible for payment of goods, utilities, g

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

eneral sen ices and other charges depending on the needs of the customer.All commercial banks provide usetill and convenient means of payment such as

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019ustomers is decreasing, instead of using credit and payment cards to increase security and convenience. Using this payment function will help boost th

e economy towards modernization compared to other developed countries in the region.- Money creation function:Business banking the biggest purpose is (Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

to make a profit. Therefore, the function of making money is an important function to promote the development of banks.The function of making money is

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019

performed on tw o basis: payment function and credit function. Through the credit function, the bank uses the money deposited by customers to lend to

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

(Luận văn tốt nghiệp) improving efficiency of credit operations at agribank luc ngan from 2017 to 2019s rotate. (PGS.TS Phan Thị Thu Hã. 2009)

INTRODUCTION1.The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and deve

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