Ebook Events management: A practical guide - Part 2
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Ebook Events management: A practical guide - Part 2
103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 n place the cover that is required. In taking out insurance, the insurer/underwriter agrees to provide security against future loss, damage or liability in return for a non-refundable premium paid by the event.chapter eight insuranceA 'broker' will arrange insurance on your behalf. It is their job t Ebook Events management: A practical guide - Part 2 o find the best deal for you from the various appropriate underwriters in the marketplace. It is likely to be counter productive to ask a range of broEbook Events management: A practical guide - Part 2
kers to find you the best quote as each may present your case differently (bringing issues of misinterpretation) to the limited range of underwriters 103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 you think understands the events industry and your concerns in particular. This will ensure that you achieve the most relevant policy at the best price.►Savings can be made when a standard policy is shaped to meet your actual needs -for example, a policy you already have may cover elements offered Ebook Events management: A practical guide - Part 2 in the event policy or some of the standard policy exclusions may not apply to you.►The more the broker (and hence the underwriter) understands aboutEbook Events management: A practical guide - Part 2
your event the more effective and affordable your policy is likely to be. Make contact with your broker well in advance of the event so that you can p103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 than a month before. A late approach tends to indicate poor management and (potentially) increased risk.►Provide the broker with documents and information that communicate the professional nature of your organisation and the event - this approach could well mean savings on your premiums. Show the in Ebook Events management: A practical guide - Part 2 surer that you understand your risk.If you do not supply detailed information the assessor is likely to base the quote on assumptions.Here's a checkliEbook Events management: A practical guide - Part 2
st outlining the kind of information that you should expect to submit:►An outline of the nature of the event►Period of insurance required (event build103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 claims record. If the event has made no insurance claims to date make sure you highlight this very clearly►Event capacity and audience profile►Health and Safety policy►Emergency arrangements►Liaison with the local authority and any joint agency health and safety sub-groups►Information about any sta Ebook Events management: A practical guide - Part 2 ff safety training and procedures►Production schedule►Risk assessments►Method statements►Details of subcontractors and their insurance►Details of anyEbook Events management: A practical guide - Part 2
work to be carried out at height (/.e. above 3m)►Site plans►Full list of attractions►Details about any on-site accommodation (/.e. camp sites, etc)►In103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 acts that you have with funding partners, artists, competitors, sponsors, subcontractors, etc that feature insurance clauses (they all should). It may be that you, as Event Manager, have to indemnify other parties against loss, damage or liability, etc as well as yourself and the event. If the event Ebook Events management: A practical guide - Part 2 is being funded in part or in whole by a public sector organisation it is likely that their contract with you will clearly state a level of public liEbook Events management: A practical guide - Part 2
ability cover that must be in place. This figure will then be the minimum amount of cover you require.When the broker has absorbed all the information103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in Ebook Events management: A practical guide - Part 2 rovide you the details of costs and cover available. The quotations you receive should clearly state what is covered, the underwriter's charge, what the broker is earning out of the deal and the Insurance Premium Tax (IPT). Remember to ask your broker for advice on the stability of the various under Ebook Events management: A practical guide - Part 2 writers as well as the likelihood of any claims to be paid - there's little point paying a low premium if the insurer has a bad pay-out record.103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting in103chapter eightinsuranceOrganising the appropriate insurance for your event is essential. Attention to detail is of utmost importance when putting inGọi ngay
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