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FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

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Nội dung chi tiết: FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM USEHOLD BUSINESSES IN VIETNAM NAME OF STUDENT: DUONG LINK PHUONG ID No: 17047727 Intake 1Supervisor: Dr. NGUYEN THI HOAI THU433441Microfinance and the

development of household businesses in Vietnam - Duong Linh PhuongExecutive SummaryAfter being recognized as an economically independent unit in 1998 FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

. the number of Vietnamese household businesses has risen rapidly. The production and trading activities of Businesses in Vietnam now have many advant

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

ages such as simple incorporation procedures, payment of taxes in the form of capitation; without collecting invoices or keeping records. This section

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM oducts and goods diversity. Due to its small size and popularity all over the country, the household businesses is an important distribution channel f

or trades, which helps balance trading process and develops the local economy. In addition, household businesses are one of the driving forces for ent FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

repreneurship, market development, and the potential area for founding micro, small and medium enterprises. However, with the characteristics of a sma

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

ll business, household -scaled businesses have to face many limitations in business capacity, technology application, management level; the consequenc

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM e units. Besides providing small loans, savings services, some of them also provide non-financial services such as risk management, start-up guidance,

experience and knowledge sharing. Obviously, this is an opportunity for household businesses to ask for a loan, improve their knowledge and skills in FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

business management. However, the main targets of these firms are the poor, the near poor, the low-income employees and other social welfare benefici

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

aries. As a result, the credit supplies and approaches to the household firms are still under many restrictions. To meet these mentioned requirements

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM finance and the development of household businesses in Vietnam - Duong Llnh PhuongAcknowledge™ entsFor the successful accomplishment of this dissertat

ion, I would like to express my deepest appreciation to all those who provided me the possibility to complete this thesis. At the very beginning, I gr FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

eatly appreciated all the teachers in International School of Business at Banking Academy in general for basic theoretic knowledge which is the precio

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

us foundation for me to conduct my dissertation. Especially, I would like to express my deepest appreciation to Dr Hoai Thu, my outstanding supervisor

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM Bac Giang Branch, for giving me the opportunity to do my thesis. The experience and knowledge gained in Agribank Bac Giang helped me to understand dif

ferent aspects related to my study. Moreover, a special gratitude I give is to the staffs at Agribank Bac Giang, from whom I have achieved a lot of pr FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

actical experience, and gave me a huge amount of knowledge, which was exceptionally valuable to me.In all, I am extremely grateful to my family and my

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

friends for sharing their experiences, time and encouragement throughout the process of completing this internship program.3Microfinance and the deve

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM ..................................7The Overview............................................................................................7Review of

literature;; ĩ ĩr ĩĩ ĩĩìĩ:: iiĩĩ ĩ ĩ ĩ ĩĩ ĩĩìĩ:: iiĩĩ ĩ ĩ ĩ ĩĩ ĩĩìĩ:: iiĩĩ ĩ ĩ ĩr ĩ ĩĩìĩ:: iiĩĩ ĩ ĩ ĩr ĩ ĩĩìĩ:: iiĩĩ ĩ ĩ ĩr ĩĩ ĩìĩ:: iiĩĩ ĩ ĩ ĩr ĩĩ ĩì FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

ĩ:: iiĩĩ ĩ ĩ ĩr ĩĩ ĩĩĩ: iĩ ĩ Ĩ::: ĩ ĩ ĩĩ iĩ ĩ Ĩ 8 The objectives......................................................................................

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

...10The delimitation.......................................................................................10The disposition.........................

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM ..................11Overview of creditfrom microfinanceinstitutions...........................................111.1.The concept of credit from microfi

nance institutions........................................111.2.Classification of credit from microfinance institutions............................... FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

......131.3.Characteristics and role of creditfrommicrofinance institutions....................................141.3.1.Characteristics of credit from

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

microfinance institutions................................141.3.2.The role of credit from microfinance institutions....................................

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM .................................................................172.2.Characteristics and role of household business.................................

......................172.2.1.Characteristics ofproduction and business activitiesof household businesses................ 172.2.2.The role of househol FINANCE DISSERTATION ONMICROFINANCE AND THEDEVELOPMENT OF HOUSEHOLDBUSINESSES IN VIETNAM

d businesses in the economy.......................................................... 18

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

Dissertation submitted in partial fulfillment of the Requirement for the MSc in FinanceFINANCE DISSERTATION ON MICROFINANCE AND THE DEVELOPMENT OF HOU

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