Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019
➤ Gửi thông báo lỗi ⚠️ Báo cáo tài liệu vi phạmNội dung chi tiết: Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019
Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019
INTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 lopment. The State Bank in general and commercial banks in particular are increasingly asserting their position in the World economy. The bank plays an important role in curbing inflation, boosting the nation’s economy, shifting the country’s economic structure from agriculture to industry and servi Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 ces.Along with the general development of Vietnam's banking industry, it is impossible not to mention the existing limitations. These are issues thatImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
need to be given many solutions to overcome and most of them mainly have credit problems. Meanwhile, credit is one of the most important parts to deteINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 nks are implementing and providing effective solutions to promote lending process and expand the market banking industry.Agribank Luc Ngan branch is also one of the branches of the State Bank system of Vietnam. However, the current problem exists in the credit department is quite large due to the ob Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 jective and subjective factors that will be mentioned in the content of this essay. From the limitations of the aforementioned banks, after a period oImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
f direct practice at the branch and with the help of the teacher. 1 decided to choose my thesis topic as follows: “Improving efficiency of credit operINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 s business opertions and credit operations, identify the causes of the limitations and find effective and practical solutions to improve efficiency of current lending activities of Agribank Luc Ngan in the coming time due to the current shortcomings and limitations that the bank currently encounters Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 relatively in the credit section.3Object and scope of the study-The object of the study: The credit operations of Agribank Luc Ngan from 2017 to 2019Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019
.-Scope of research: Credit operations at Agribank Luc Ngan from 2017 to20194Research methodsThe research method used is to summarize data and analyzeINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 er. Using methods of collating, comparing and statistical data. From there, make comments on the current credit operations of Agribank Luc Ngan from 2017 to 2019 and find solutions to overcome the existing problems.5Research structureBesides the introduction and conclusion, the thesis consists of 3 Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 chapters:Chapter 1: Literature review on effectiveness of credit operations at commercial banks.Chapter 2: Credit operations of Agribank Luc Ngan in tImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
he period of 2017-2019.Chapter 3: Solutions to improve the effectiveness of credit operations at Agribank Luc NganCHAPTER ILITERATURE REVIEW ON EFFECTINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 ll Thu Ila of the National Economics University: “Commercial banks arc a big economic organization of Vietnam as well as in the world in general. There are monetary activities including lending and lending between customers and bank officials, rhe bank acts as the treasurer of society. In addition, Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 along with the development of society, the bank is expanding financial services such as guarantee leasing, selling motorbike insurance, cars and otherImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
activities depending on the operating areas of each bank.” (PGS. rs Phan Thị Thu Hà, 2009. p. 9)According to Assoc. Prof. Phan Thi Cue: “A commercialINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 rning out loan and lending transactions to ensure the life of the people. The stronger the economy, the more sen ice activities of the bank take advantage of the potentials of the economy and social life.” (PGS.TS Phan Thi Cue, 2015, p. 12)Within the scope of the thesis, the author uses the concept Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 of commercial banks by Assoc. Prof. Dr. Phan Thi Thu Ha and this concept will be used throughout the entire thesis.7. Ỉ.2 ruction of commercial banks-Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019
Credit intermediation:Credit intermediation is one of the most important tunctions of the World Bank system in general and Vietnamese banks in particuINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 sits and loans. Receiving deposits from customers and lending are two of the most important and common functions of a commercial bank today, deciding the bank's survival and its development potential.-Payment intermediaries:Commercial banks are the cashiers for the system of enterprises, large and s Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 mall, organizations and individuals wishing to use the bank's payment sen ices. The bank will be responsible for payment of goods, utilities, generalImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
sen ices and other charges depending on the needs of the customer.?\ll commercial banks provide useful and convenient means of payment such as throughINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 s is decreasing, instead of using credit and payment cards to increase security and convenience. Using this payment function will help boost the economy towards modernization compared to other developed countries in the region.- Money creation function:Business banking the biggest purpose is to make Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 a profit. Therefore, the function of making money is an important function to promote the development of banks.The function of making money is perforImproving efficiency of credit operations at agribank luc ngan from 2017 to 2019
med on two basis: payment function and credit function. Through the credit function, the bank uses the money deposited by customers to lend to other oINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and devel Improving efficiency of credit operations at agribank luc ngan from 2017 to 2019 . (PGS.TS Phan Thị Thu Hà, 2009) /. 1.3 Commercial banks activitiesINTRODUCTION1The urgency of the subjectAlong with the rise of the country's economy from 1990 to present, experiencing 20 years of existence and develGọi ngay
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