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African American Graduates Experiences of Managing College Debt

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Nội dung chi tiết: African American Graduates Experiences of Managing College Debt

African American Graduates Experiences of Managing College Debt

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

African American Graduates Experiences of Managing College Debtcan American Graduates' Experiences of Managing College Debtchristal BlalockI t Men UniversityFollow this and additional works at: https://scholarwork

s.waldenu.edu/dissertations& Part of the Business Administration, Management, and Operations Commons, Finance and Financial Management Commons, and th African American Graduates Experiences of Managing College Debt

e Management Sciences and Quantitative Methods Commons'1 his Dissertation Õ brought to yuu for free and open acccw by the Walden Dissertations and Doc

African American Graduates Experiences of Managing College Debt

toral Studies Collection al SdwIarWirks. It hisbeen accepted for inclusion in Walden Dissertatkms and Doctoral Studies by an authorized administrator

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

African American Graduates Experiences of Managing College Debty that the doctoral dissertation byChristal Blalockhas been found to be complete and satisfactory in all respects, and that any and all revisions requ

ired by the review committee have been made.Review CommitteeDr. Jeffrey Prinster. Committee Chairperson, Management Faculty Dr. Godwin Igein. Committe African American Graduates Experiences of Managing College Debt

e Member. Management Faculty Dr. Janies Bowman. University Reviewer, Management FacultyChief Academic Officer Eric Riedel. Ph.D.Walden University2017A

African American Graduates Experiences of Managing College Debt

bstractAfrican American Graduates’ Experiences of Managing College Debt byChristal BlalockMBA. Keller Graduate School of Management. 2005BS, Johnson &

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

African American Graduates Experiences of Managing College Debtrsity43040AbstractHigher education is a means to improve professional status and economic mobility; however, mounting college debt has become a hindra

nce to college graduates, primarily African Americans. A disproportionate number of these graduates incur significant debt while attending college. Th African American Graduates Experiences of Managing College Debt

e purpose of this descriptive phenomenological study was to understand the lived experiences of African American college graduates who were managing d

African American Graduates Experiences of Managing College Debt

ebt incurred to pay for their education. Human capital theory and critical race theory provided the conceptual framework. Two research questions motiv

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

African American Graduates Experiences of Managing College Debtin the career and financial choices of African American college graduates who reside in the state of Georgia? Data collection included semistructured

interviews with 20 participants. Data analysis was hand coded to identify 3 themes: pursuit of financial independence, education would improve partici African American Graduates Experiences of Managing College Debt

pants' financial position, and college debt is a burden. A college education has been viewed as the way to improve socioeconomic standing, however, th

African American Graduates Experiences of Managing College Debt

e cost of this education can result in student loan debt that burdens graduates' ability to acquire financial growth, thereby reducing the effect of a

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

African American Graduates Experiences of Managing College Debthigh school graduation, and an expansion of the exit interview process for prospective graduates from colleges and universities. Results may contribut

e to positive social change by enhanced decision-making among college students and their families before graduation, and to improved financial counsel African American Graduates Experiences of Managing College Debt

ing techniques, research methods, and debt decision capabilities.African American Graduates' Experiences of Managing College Debt byChristal Blalock

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

w Walden UniversityWalden Dissertations and Doctoral StudiesWalden UniversityScholarWorksWalden Dissertations and Doctoral Studies Collection2017Afric

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