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van Acker Langenhoff Thesis - Final version

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Nội dung chi tiết: van Acker Langenhoff Thesis - Final version

van Acker Langenhoff Thesis - Final version

"Analysis and implications of the consumer decision process for choosing a health insurance"ERASMUS UNIVERSITEIT ROTTERDAM Erasmus School of Economics

van Acker Langenhoff Thesis - Final versionsBachelor thesisSupervisor: Aurélien Baillon Department: Health EconomicsStudents:Wouter Langenhoff281580wouterlangenhoffOgmail.com06-14442938Jorian v

an Acker 290527jorian@5tudent.eur.nl06-42758830date: 22 - 08 - 20081AbstractSince the Dutch health insurance market changed a few years ago, companies van Acker Langenhoff Thesis - Final version

have to cope with new market characteristics. The main goal of the implementation of a standard base health insurance was to increase competition on

van Acker Langenhoff Thesis - Final version

the health insurance market. Now, more then two years later. It is interesting to see how both consumers and companies have adapted to the new situati

"Analysis and implications of the consumer decision process for choosing a health insurance"ERASMUS UNIVERSITEIT ROTTERDAM Erasmus School of Economics

van Acker Langenhoff Thesis - Final versioneal with the given situation. Research is done by questionnaire under students and an interview with the largest health insurer in The Netherlands.Goa

l of this research is to analyse the consumer decision process and to learn in which way this process differs from other decision processes. Next to t van Acker Langenhoff Thesis - Final version

hat, the study tries to learn which strategies health insurance companies apply in order to reach their targets and to assess how they adapt to the ch

van Acker Langenhoff Thesis - Final version

aracteristics of both the market as well as the consumers.Results of the questionnaire show that the consumer decision process for choosing a health i

"Analysis and implications of the consumer decision process for choosing a health insurance"ERASMUS UNIVERSITEIT ROTTERDAM Erasmus School of Economics

van Acker Langenhoff Thesis - Final versionseems to be a consistency among respondents. The respondents seem to have little knowledge about health insurance products and a large number of them

is not the decision maker, but lets someone else decide (and pay) for them.Secondly, results of the interview show that health insurance companies app van Acker Langenhoff Thesis - Final version

ly all major theoretical strategies around pricing, segmentation and marketing. Insurers seem to be well aware of the characteristics of the market an

van Acker Langenhoff Thesis - Final version

d the consumer decision process and have well adapted their strategy accordingly. Analysis of questionnaire and interview results shows that there are

"Analysis and implications of the consumer decision process for choosing a health insurance"ERASMUS UNIVERSITEIT ROTTERDAM Erasmus School of Economics

van Acker Langenhoff Thesis - Final version1Introduction41.2Scientific and socialrelevance71.3Research method71.4Problem setting andsub questions82Theory about the consumer decision process92.1

Traditional rationality92.2Procedural rationality102.3Consideration set112.4Interest112.5Involvement112.6Familiarities132.7Environment142.8Future time van Acker Langenhoff Thesis - Final version

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"Analysis and implications of the consumer decision process for choosing a health insurance"ERASMUS UNIVERSITEIT ROTTERDAM Erasmus School of Economics

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