Rescuing retirement a plan to guarantee retirement security for all americans

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Rescuing retirement a plan to guarantee retirement security for all americans

RESCUING RETIREMENTA Plan 'lb Guarantee Retirement Security Por All AmericansTERESA GHILARDUCCITONY JAMESforeword by TIM()TI IY GEIT11NERRESCUINGRETIR

Rescuing retirement a plan to guarantee retirement security for all americansREMENTA PLAN TO GUARANTEE RETIREMENT SECURITY FOR ALL AMERICANSTERESA GHILARDUCCI AND TONY JAMESFOREWORD BY TIMOTHY GEITHNERCOLUMBIA UNIVERSITY PRESS

I NEW YORKColumbia University Press Publishers Since 1893 New York Chichester, West Sussex cup.columbia.cduCopyright © 2018 lercsa Ghilarducci and Ham Rescuing retirement a plan to guarantee retirement security for all americans

ilton E. James All rights reservedLibrary of Congress Cataloging-in-Publication Data Names: Ghilarducci, Teresa, author. I James, Tony, 1951- author.T

Rescuing retirement a plan to guarantee retirement security for all americans

itle: Rescuing retirement: a plan to guarantee retirement security for all Americans / Teresa Ghilarducci and Tony James.Description: 1 Edition. I New

RESCUING RETIREMENTA Plan 'lb Guarantee Retirement Security Por All AmericansTERESA GHILARDUCCITONY JAMESforeword by TIM()TI IY GEIT11NERRESCUINGRETIR

Rescuing retirement a plan to guarantee retirement security for all americansk) I ISBN 9780231546270 I ISBN 9780231185646 (alk. paper) Subjects: LCSH: Retirement income—United States—Planning. I Retirement—United States—Plannin

g.Classification: I.cc HG179 (ebook) I LCC HG179 .G4734 2018 (print) I DDC 332.024/01450973—dc23 I.c record available at https://lccn.loc.gov/20170359 Rescuing retirement a plan to guarantee retirement security for all americans

32©Columbia University Press books are printed on permanent and durable acid-free paper.Printed in the United States of AmericaCover design: Lydia Fin

Rescuing retirement a plan to guarantee retirement security for all americans

e Cover photograph: Peter Dazcley ©Gctrylmagcshttps://khothuvien.cori!lò our mothers, Waleska James and Marion Ghilarducci, for their support for US a

RESCUING RETIREMENTA Plan 'lb Guarantee Retirement Security Por All AmericansTERESA GHILARDUCCITONY JAMESforeword by TIM()TI IY GEIT11NERRESCUINGRETIR

Rescuing retirement a plan to guarantee retirement security for all americansdith. Becky, and 1 lam James.And to all the retirees of tomorrow, who arc entitled to retire with dignity;

RESCUING RETIREMENTA Plan 'lb Guarantee Retirement Security Por All AmericansTERESA GHILARDUCCITONY JAMESforeword by TIM()TI IY GEIT11NERRESCUINGRETIR