Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
➤ Gửi thông báo lỗi ⚠️ Báo cáo tài liệu vi phạmNội dung chi tiết: Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
UNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam T ECONOMICSDETERMINANTSOF ACCESS TO FORMAL CREDITBY SMALL AND MEDIUM ENTERPRISESIN VIETNAMTRAN NGUYEN THUY BAO ANHMASTER OF ARTS IN DEVELOPMENT ECONOMICSHo Chi Minh City. April. 2014DECLARATIONI declare that: "Determinants of access to formal credit by small and medium enterprises in Vietnam" is my Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam own work; it has not been submitted to any degree at other universities.I confinn that I have made all possible effort and applied all knowledge for fLuận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
inishing this thesis to the best of my ability’.Ho Chi Minh City. April 2014TRAN NGUYEN THƯY BAO ANH1ACKNOWLEDGEMENTThis thesis would not have been acUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam tion and fulfillment of this paper.1 list of all. 1 would like lo express our deepest gratitude to ruy supervisor Dr. Pham Kliaiih Nam for invaluable comments, guidance and engagement through die Icanimg process of the thesis.1 would like to express my special thanks Dr. Truong Dang lliuy for Ins co Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam mment and advice about thesis research design.Another special thank goes to Nguyen Quang, from whom Ĩ have a lot of things to learn. Ĩ am thankfill foLuận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
r Phan Thach True for all your kind help during my time in class 17.Ĩ sincerely would like to thank all my loved classmates in class MDE17 and staff iUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam members for all the kind understanding and spiritual supportABSTRACTThe shortage of capital and difficulties in accessing bank loans were the most challenging issues for SMEs. According to a survey of SMEs Development Department - Ministry of Planning and Investment, only one-third of SMEs can acce Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam ss to bank funds; one-third has obstacles to reach the loans; and one-third cannot access. Among businesses in VN which could not access to bank loansLuận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
, the 80% does not meet loan conditionsThe descriptive statistic result shows that State Owned Commercial Bank (SOCB) is the most important formal soiUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam he enterprises winch applied for formal loans may be have problems getting loans. The mam reasons are difficulties 111 obtaining clearance from bank authorities and lack of collateral. Enterprises in credit constrained group have rhe option of accessing to the informal credit market The proportion o Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam f Cl edit constrained group applied for informal credit is always higher than non- credit constrained These proportions have tended to increase for boLuận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
th groups.Asymmetric information is the main theory' of the research to classify the factors determining access to credit of SMEs into three mam groupUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam teristics consists of firm age. firm size, type of firm, (ill) a grouped factor representing for relationship between banks and borrowers includes previously bon owed, overdue debt.Based on the data set of 1427 enterprise from “Characteristics of the Vietnamese business environment: evidence from a Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam SME survey in 2009". the research has applied pl obit model to identify’ determinants of access to formal credit by small and medium-sized enterprisesLuận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam
(SMEs) in Vietnam.The result shows that Education (negative). Employee. Equipment. Liabilities and Borrow (positive) which are significant on probabiUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENT Luận văn thạc sĩ determinants of access to formal credit by small and medium enterprises in vietnam thnicity. Year. From. Revenue. Ap. Ar, Overdue debt do not contribute to credit access of SMEs and are not significant at 10% level.IllUNIVERSITY OF ECONOMICSINSTITUTE OF SOCIAL STUDIESHO CHI MINH CITYTHE HAGUEVIETNAMTHE NETHERLANDSVIETNAM - NETHERLANDSPROGRAMME FOR M.A IN DEVELOPMENTGọi ngay
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